⚠ Book equity distorted — scored on ROIC/FCF, not ROEBuybacks drove equity toward zero/negative, so ROE is inflated/distorted. Read profitability via ROIC/FCF.

PERPrice/earnings — lower is cheaper

7.37

PBRPrice/book — below 1× means the price is under the company’s net asset value

1.64

ROE

🏢 Peer comparison

Financials

Side by side with the largest names in the same sector. Green beats the sector median.

Stock	PER	PBR	ROE	Dividend
Meritz Financial Group Inc.Current	7.4×	1.64×	22.3%	1.0%
KB Financial Group Inc.	9.2×	0.91×	9.9%	2.7%
Samsung Life Insurance Co., Ltd.

🏦 Dividend vs deposit rate

This stock's 1.03% dividend is -1.97%p lower than 1Y bank deposit (avg) (3.00%)

This stock

1.03%

1Y bank deposit (avg)

3.00%

⚠️ Unlike a deposit, a dividend comes with principal (price) risk. Even if the yield beats the rate, a falling price can still mean an overall loss. Treat dividend as just one reference metric.

As of: Bank of Korea weighted-avg deposit rate · 3.00% (2026-05)

📡 Technical signals

📊 Mixed moving averages · RSI 56 neutral

MA5 (5-day)

119,600

Price -1.3% (below)

MA20 (20-day)

114,535

Price +3.1% (above)

RSI(14)

55.6

Neutral

MA cross

Neutral

No cross

Above the moving averages means short-term bullish; below means bearish. RSI ≥ 70 is overbought and ≤ 30 is oversold.

🎮 What if you had bought?

If you'd bought Meritz Financial Group Inc. in the past, what would it be worth now? Play with the period and amount. (For reference · not a buy recommendation)

InvestmentKRW

Bought at 123,100 KRW on 2025-07-14 → value now

959,383 KRW

-40,617 KRW(-4.1%)

😎 If you'd bought the period low (100,600 KRW on 2026-06-26): +17%

📈 About 8.12 shares · current price 118,100 KRW

※ Simple close-price math, excluding fees, taxes and dividends. Past returns don’t guarantee future results.

📰 Related news

Source: Naver Finance (KR) · Yahoo Finance (US) · external article links

💼 Financial statements

Yahoo Finance

Recent annual

Period	Revenue	Op. income	Net income	Op. margin
2025 FY	₩4.29T	₩2.87T	₩2.30T	67.0%
2024 FY	₩4.24T	₩2.33T	₩2.31T	55.1%
2023 FY	₩4.10T	₩2.12T	₩2.04T	51.8%
2022 FY	₩4.15T	—	₩1.39T	—

Quarterly results (last 5 quarters)

📚 Metrics & scoringShow more

PER

Price/earnings = price ÷ EPS

💡 Lower = cheaper vs earnings — core valuation metric

PBR

Price/book = price ÷ BPS

💡 Lower = cheaper vs net assets (adjusted by sector)

ROE

Return on equity = net income ÷ equity

💡 Higher = uses capital efficiently (profitability)

ROIC

Return on invested capital ≈ operating income ÷ total assets

💡 Replaces ROE when equity is distorted by buybacks — total-asset basis is robust

FCF yield

Free cash flow (≈ op. cash flow × 0.8) ÷ market cap

💡 Cash-based value when book value is meaningless · higher is more attractive

Operating margin

Operating income ÷ revenue

💡 Higher = stronger core-business profitability

🔎 Data sources & methodologyShow more

Every score is auto-computed from the public data below. No manual adjustment.

Item	Source	Method · update cadence
Price · volume · 52W	Yahoo Finance	Stored as-is · hourly intraday
Financials (revenue, profit, equity, debt)	Yahoo fundamentalsTimeSeries	Annual + quarterly reported · refreshed over ~1 week
Short-term (TTM) score	Computed (quarterly financials)	Sum of last 4 quarters + YoY momentum vs same quarter a year ago · daily
PER · PBR	Computed (KR)	Market cap ÷ latest annual net income / equity · N/A on loss or capital impairment
Dividend yield	Yahoo Finance	Annual dividend ÷ price · 0% if none
ROE · operating margin · debt ratio

2026.Q1	₩7.85T	₩854.8B	₩680.2B	10.9%
2025.Q4	₩-4.64T	₩338.9B	₩323.3B	-7.3%
2025.Q3	₩7.37T	₩862.3B	₩668.4B	11.7%
2025.Q2	₩9.35T	₩949.7B	₩737.6B	10.2%
2025.Q1	₩4.70T	₩721.7B	₩620.8B	15.3%

💰 Valuation at a glance?

📊 Price trend

📈 Key metrics

🏢 Peer comparison?

🏦 Dividend vs deposit rate?