1. Nature of the information
All information provided by this service ("Owl Labs") — stock picks, financial metrics, technical analysis, scores/grades, AI comments, etc. — is reference information provided identically to the general public (non-individualized). It is not a buy/sell recommendation, nor an investment-advisory or discretionary-management service for any specific individual.
2. No 1:1 consultation / two-way communication
This service does not provide 1:1 individual investment consultation by phone, chat or consultation board. Even for paying users, it does not offer individualized opinion exchange on trading (two-way communication); information flows in one direction only. The support channel is for general customer support (billing, usage) and does not respond to individual stock picks or trading advice.
3. Investment responsibility
All investment decisions made using this information, and any resulting gains or losses, are entirely the user's responsibility. The operator does not guarantee the accuracy, completeness or timeliness of the information and assumes no legal liability for any kind of loss.
4. Data sources & limits
- Relies on external data such as SEC EDGAR, Korea DART OpenAPI, Yahoo Finance and Naver Finance.
- Outages, delays or errors in external APIs may cause missing or distorted information.
- Price and financial data may not be real-time — please check the displayed update time.
- Watchlisted, trading-halted or delisting-in-progress stocks may not be excluded automatically.
5. Limits of scoring
The value score (0–100) and A/B/C/D grades are the output of a rule-based algorithm and do not guarantee future returns. Some factors are not captured by quantitative metrics, such as industry characteristics, business cycles, and geopolitical risk.
6. Affiliate marketing
This site may in future receive commissions through brokerage/fintech affiliate marketing. We operate so that affiliate links do not influence stock-pick rankings, but disclose the potential conflict of interest in advance.
7. Advertising
This site may display ads through Google AdSense and other ad networks. Ads are shown independently of content recommendations.
8. Usage restrictions
- Unauthorized copying, redistribution or commercial use of this service's data/output is prohibited.
- Automated crawling or API abuse is subject to IP blocking.
9. Contact
For questions about this disclaimer, please contact contact@oneulstock.com.